New to site?


Lost password? (X)

Already have an account?




Days of Unscripted, Off The Record Conversations With the Drivers, the Doers and the Dreamers Who Are Betting on the Future of Payments and Commerce

2 Days of Unscripted, Off The Record Conversations With the Drivers, the Doers and the Dreamers Who Are Betting on the Future of Payments and Commerce

- 14 Fireside chats with CEOs and Captains of Industry
- Panel conversations and speakers taking on the most important topics of conversation in payments and commerce
- 50 Emerging Innovators showcasing the most innovative tech in the industry

- Four challenges that will push innovators to the limits of their thinking about AR/VR, connected commerce, voice as a commerce platform and the future of banking

- One Awesome Awards dinner with an Emcee who made “fat wallets” famous

March 16 2016 - 2016 Innovation Project - 084

Here’s what we will be talking about...

Big Bets – And The People Placing Them

The future of our global payments and commerce ecosystem will be determined by those clear-eyed enough to see the future and bold enough to make the big bets that will shape its outcome.  Our opening will take you inside the minds of those thinking those big thoughts and making those big bets.


Online, physical, mobile, any connected device. When will we stop talking about them as separate instances of commerce and talk about commerce? What is the role of the payments ecosystem in leading the charge?


What is a bank? To the billions of digital natives around the world – both developed and developing economies – their bank is now in their hand. Traditional banks and the delivery of banking services are being challenged to keep pace with this new banking world order.


Transactional credit versus traditional credit lines are emerging as not only a viable alternative for consumers with thin credit files but a new revenue stream for banks in regulated parts of the world whose regulated fee income puts pressure on margins. Is this a threat or new opportunity?


Cash, check, charge, and credit are still the underlying methods of payment that consumers use today to pay. The form factors – and in some cases – the underlying rails that enabling those forms of payment – are quite different.  How will this look 5 years from now, and what is the role that digital wallets will play?

Financial Systems…New Threats

Admiral James Stavridis said recently that a “cybersecurity Pearl Harbor” is more fact than science fiction. And as the former Supreme Commander of NATO, he should know. But if he’s right, the implications to the safety and soundness of banking financial systems are profound. He’ll a lead a discussion with a panel of experts on the role each of us plays in protecting and preserving the bedrock of our economic future.



WeChat showed the world that there was much more to messaging platforms than just sending texts to friends. Now messaging ecosystems the world over have ambitions to become the next payments and commerce platform – can they succeed  – and if they do, what and who do they displace?


Voice is the ultimate – and most natural – form factor that all human beings have. And it has unlocked a whole new realm of commerce opportunities and possibilities. How will voice change how commerce is conducted and what can hold it back?


Connecting an intent to buy with a completed transaction used to be about a consumer in a store and a countertop terminal. It’s now a wide open field. With more than 30 billion devices that will soon be connected to the internet – commerce is now a wireless internet connection away. What are the security and privacy opportunities that this new way of conduction creates, and what existing businesses does this disrupt?


JD Vance’s Hillbilly Elegy  – and the 2016 U.S. Election Results – awakened the world to the economic disparity and despair that the “75 percenters” feel today. We’ll explore the impact of this populist movement to innovation and our collective responsibility to make innovation accessible for everyone.


Digital identity is now becoming the passport for secure transacting on the web. Who is best positioned to “issue” that identity? And do consumers have multiple identities?


Connected devices and mobile phones mean that commerce is a global reality – yet a new political movement seems poised to change the way that commerce moves between people and businesses across borders. A panel of CEOs whose business is defined by the interconnectedness of the world debate its impact to their business – and our commerce future.

Data Deconstructed

Machine to Machine learning is only as good as the humans who divine the models they’re based upon. In a conversation led by Ph.D. data scientist and author of Weapons of Math Destruction, we’ll debate the art and the science of data and the algorithms that underpin their use in serving up recommendations on what to buy or stopping a consumer from buying at all.

Sponsorship Opportunities

Interested in Sponsoring? Download the Sponsorship Prospectus!

Who Attends


Inquire About Our Sponsorship Options

[gravityform id=”2″ title=”false” description=”false” ajax=”false”]

Please note that The Innovation Project® and® are not affiliated with Harvard University, nor is the Innovation Project® 2017 a Harvard University program or activity.