Payments and commerce have a long and storied history – one that’s as long and as rich as mankind itself. From seashells to bitcoin, the Emporium to Amazon, the merchant banks of Babylonia to the digital banks of today, the way we pay, who we pay and how we pay has evolved to reflect the needs of business and society throughout the millennia.

But where do we go from here?

We’ve witnessed, over the last decade, a huge shift in the direction of payments, commerce and retail, shifts driven by the birth of the iPhone, apps, new technologies and inspired by the imaginations of innovators and incumbents alike eager to reimagine the future of how people and businesses exchange value.

In 2012, PYMNTs.com launched The Innovation Project – an annual confab of those innovators from across the ecosystem and around the world – to discuss the impact of these shifts, and debate their relevance to the future of payments and commerce. This year, this highly unique and high-powered forum will share their insights on where they’re placing their bets as they look ahead to the next decade.

Those who’ve embraced these new technologies to reimagine our journey so far will now tell us where – and with whom – they’re placing their bets to capitalize on what’s to come.

Won’t you add your voice?